It’s that dreaded time of day again. Maybe you have put it off yesterday, but today you begrudgingly put one foot in front of the other. Why does this short distance seem to take so long? Finally you are there. It’s like ripping a band-aid off, right? Just get it over quickly. You open the door, close your eyes, and reach in. Grabbing a stack of envelopes, you slam the mailbox closed and hurry back inside.
One step done, but your stomach twists inside, hurriedly you riffle through the mail and sigh in relief! There are no bills today. Then you gather your courage to login to your bank account. Your stomach drops and tears start to well up. The balance is dangerously low and you don’t know how you are going to make it to the next payday. Flip on the radio to drown out all the tumulus thoughts screaming in your mind. Then an ad plays for Financial Peace University. What a crock, finances and peace? Uttered in the same sentence?
Yes my friends it can be done! You can be in control of your finances, tell your money where to go and what to do. Maybe you don’t have debt or don’t live paycheck to paycheck. Have you saved up for a rainy day? Have you invested in your future? Have you started leaving an inheritance to your children’s children? Do you know the joys of being able to bless someone else? Maybe you have all that, but you and your spouse aren’t on the same page, or nobody has ever taught you how God wants you to handle your money.
Financial Peace University is a Biblically based program about how to handle money. Did you know that God gave us a manual in the Bible on what to do with our money? Rules and guidelines? I’m sure I’m parroting everything that I have heard. I’ve been listening to Dave Ramsey for quite sometime now. Currently I am getting ready to help lead the class at my home church. I am going through the program at home before leading the class. I assure you that it is NOT dull or boring, Dave is very funny and makes it interesting.
So why am I taking FPU? Well my husband and I grew up in different types of households, which affect our view on money. When one person is in charge of the money it is too restrictive, when the other is in charge it’s too free spirit. This has caused us to miss step in our finances. It isn’t one person’s fault, it’s both our faults. So we are taking the class to get on the same page, find balance, and re-direct our financial course. I am excited to start this journey and I hope you can join me on it.
Dave breaks down the key to financial success into what he calls 7 baby steps. The 1st step is to have a $1000 emergency fund. I am excited that as of tomorrow we will have that fully funded! Then on to step 2 debt snowball reduction.
Do you have financial peace? Do you have a budget and how does it work? What successes or trials have you faced?
While I am leading a FPU class I by no means am paid/compensated for this post. It is a program that I fully believe in and I am excited to share with you. If you would like more information please visit https://www.daveramsey.com/fpu